Finance Solutions

Independent Finance Support

Finance options can be discussed for luxury and performance vehicles, subject to status, lender approval and final terms.

PCP

Personal Contract Purchase

The most popular form of luxury car finance. Lower monthly payments with an optional balloon payment at the end. Drive away in your chosen vehicle for less per month.

  • Lower monthly payments
  • Flexibility at end of term
  • Option to purchase, return or upgrade
  • Available on vehicles of any value

HP

Hire Purchase

A straightforward arrangement — pay a deposit, then fixed monthly instalments. You own the vehicle outright at the end of the agreement. No balloon payment.

  • Own the vehicle outright
  • Fixed monthly payments
  • No mileage restrictions
  • Simple and transparent structure

Business

Business Finance

Tax-efficient vehicle finance structured for sole traders, partnerships and limited companies. Claim capital allowances and reduce your tax liability.

  • VAT recoverable on business use
  • Corporation tax benefits
  • Protect working capital
  • Available for all business types

Specialist

Specialist Vehicle Finance

Bespoke lending solutions for classic, prestige and high-value vehicles where standard finance criteria may not apply. Access lenders who understand the specialist market.

  • Classic and collector vehicles
  • High-value prestige cars
  • Flexible underwriting criteria
  • Expert specialist lenders

Finance Calculator

Illustration only — not a quoted rate. Actual APR is subject to lender, vehicle and status.

£50,000
£10k£300k
£10,000
£050%
48 months
24mo60mo

Monthly Payment

£958

Total Amount Payable

£55,984

No Credit Impact

Finance Pre-Approval

Understand your finance eligibility before you choose a vehicle. Our soft-search pre-approval leaves no footprint on your credit file and gives you a clear budget to shop with confidence.

Soft Search Only

No hard credit check. No impact on your credit score whatsoever.

Response Within Hours

Our finance team reviews your details and aims to respond promptly during business hours.

Independent Finance Support

Finance options can be discussed based on your circumstances and lender criteria.

Your Details

All fields marked * are required. This is a soft search — no credit impact.

By submitting you agree to our privacy policy. Soft search only — no impact on your credit score. Finance options can be discussed subject to status and lender approval. Full finance and credit-broker details should be confirmed directly with Cotswold Partnership before proceeding.

Common Questions

Finance FAQs

Have a question not covered here? Speak to our finance team.

Contact Us